What to do if you receive a County Court claim form
A claim form means someone has started court proceedings against you, usually for money. If you do nothing, the claimant can ask the court for judgment without a hearing.
Read the response pack
The claim form comes with a response pack explaining your options: admitting the claim (in full or in part), defending it, or filing an acknowledgment of service if you need more time to prepare a defence.
Watch the deadline
You normally have 14 days from service of the particulars of claim to respond. Filing an acknowledgment of service within that time gives you 28 days in total to file a defence. If you miss the deadline, the claimant can apply for a default judgment — a County Court Judgment that can then be enforced.
What to check
- who the claimant is and whether you actually had an agreement with them,
- whether the amount matches your records and whether the debt has already been paid,
- whether the claim may be out of time,
- what evidence you have to support your position.
A defence should set out your full version of events. It is worth preparing it carefully rather than on the last day.
This article is general information only. It is not legal advice on any particular matter.